Debra Callahan

My Blog

Why Pricing Matters

3/7/2022
Listing in a sellers’ market may seem easy, but proper pricing is critical!

As experienced agents, we know:
- the value of homes in your neighborhood
- the current demand/inventory data
- the condition of your home and how it affects the value

Source: Keeping Current Matters

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Buying vs. Renting

2/23/2022
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Rental prices are up by 20% and January marked the 8th month in a row where rent growth reached double digits, according to Realtor.com.

Yes, the market is competitive, but it actually can be more affordable to buy vs. rent. Not to mention, you build equity with home-ownership.

Check out the article for more info.


Cedar Rapids First Time Home Buyer Program

2/22/2022
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Cedar Rapids' First Time Homebuyer Program opens Monday, March 7th. Take advantage of up to $14,999 in assistance! Click here for more info and to apply.

New $5,000 IFA Grant for Minority First Time Home Buyers!

2/18/2022
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New IFA program for minority first time home buyers! Check out the details below.

· $5,000 grant (not a loan to repay)
· $1M in funds available
· $311,000 max purchase price
· Combine with USDA, VA, or FHA loans
· Must work with IFA participating lender
· Buyer to verify minority status
· Max. income limits vary with county and household size ( For a 1-2 person household in Linn - $89,400, in Johnson - $99,700)
· No add. inspections or timing for financing required
· 640 min. credit score

January 2022 Market Snapshot

2/15/2022
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When we say the current market has about 1.2 months of inventory, what do we mean?! This means, it would take an estimated 1.2 months to sell through all the properties currently on the market. In a balanced market, we see about 6 months of inventory. This stat helps us picture how low inventory is.

If you’ve thought about selling; don’t wait until Spring. We have buyers and the experience it takes to get you top dollar! #CallCallahan - 319.431.3559

Why Pre-Approval is Key

2/1/2022
It’s #TipTuesday and today we are talking about pre-approval and why it’s so important!

?? Today’s market is highly competitive - pre-approval shows to a seller that you are a qualified buyer.
?? Having a pre-approval letter ready to go means you don’t have to wait to have one drafted once you find the perfect property. You can write an offer right away and take advantage of valuable time in a competitive market.
?? Inventory is limited. Pre-approval can give you an advantage in a multiple-offer scenario.
?? Pre-approval gives you a clear idea of your budget, allowing you to search smarter and plan for payments.

More questions? Give us a call! We are always here to help with your real estate goals. ?? 319.431.3559

Full Article, Keeping Current Matters

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Window Tip for when Temperatures Drop

1/21/2022
Quick home tip on this cold day! When the temps are this low, vinyl and aluminum windows can develop condensation. Be sure to lift your blinds a couple inches and move any plants off windowsills.

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New Eats in Solon

1/18/2022
Solon is growing! Great article in the Corridor Business Journal featuring all the new eats. Have you tried them yet? ??

The Eat Shop
The Brass Fountain
Bluebird Cafe Solon coming soon!

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Photo courtesy of The Eat Shop's Instagram page

Iowa Designers on 2022 Home Trends

1/17/2022
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What’s hot and what’s not: Iowa designers say pandemic, nature are shaping design trends in 2022

Full Article, The Gazette

Photo Source: Emily Hughes Interiors

2021 in Review

1/13/2022
Thank you to all of our clients who bought and sold this past year! We are grateful to have played a part in your real estate story.

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